Patricia Sanche Patricia Sanche

Why didn’t the Bank approve me for a Mortgage?

This is one of the most frustrating things I hear from people.

“I have a good job. I make decent money. I pay my bills. Why didn’t the bank approve me for a mortgage?”

On the surface, it feels unfair. And honestly, I get why people take it personally.

But here’s the reality that no one explains very well.

Lenders are not just approving a salary or job.
They are approving a person.

The system has changed, even if the expectations haven’t

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